Unexpected events like a job loss or a serious medical issue can sometimes necessitate a repeat bankruptcy filing. If so, bankruptcy law dictates the waiting period before you can receive a discharge on a second petition.
How long you have to wait depends on what kind of bankruptcy you filed previously. The clock starts on the date your previous bankruptcy was filed.
If you want to file a Chapter 7 bankruptcy, you must wait:
The good news: In most cases, there is no waiting period.
The bad news: You must wait 180 days if your prior bankruptcy was dismissed by the Court for one of the following reasons: