If you are overwhelmed by debt and are wondering what steps to take, this information may help you decide what to do next.
Find an experienced bankruptcy attorney or decide if you are able to do this on your own. Bankruptcy filings are complicated. In 2005, Congress amended the Bankruptcy Code with the Bankruptcy Abuse Prevention and Consumer Protection Act [BAPCPA], making it more difficult for people to file for the simpler liquidation type of bankruptcy. Once you have retained an attorney, you will refer your creditors to their office. Your creditors are no longer allowed to contact you, and if they do, then they can be held liable for ignoring the automatic stay that goes into effect when you retain a bankruptcy attorney. - View More Nebraska Bankruptcy Tips
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